Use as a primary card or as a complimentary to your current PNC accounts. Online Transfers. Be sure to check with your biller before making payments. You can set up paychecks and government benefits to be loaded onto the card via direct deposit. Each merchant sets its own limit on cash back per transaction. Marcey Zwiebel With the PNC Cash RewardsVisaCredit Card. If your zip code above is incorrect, please enter your home zip code and select submit. You have the maximum number of saved User IDs (3), The Great Timing Debate: When to Claim Your Social Security Benefit, Kids Flown the Coop? Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offers details page using the designation "Sponsored", where applicable. Mobile Deposit is a feature of PNC Mobile Banking. Then when it finally rang, it rang and rang and rang. Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Check your local branch to find out what the ATM withdrawal limit is on a calendar day. Checking & Savings. The PNC SmartAccess prepaid card is pretty basic. Run a home equity savings scenario and see your loan options. I can't touch nor have my own money until after they finish the investigation. Together. I don't use cash app, Venmo, or any of that mess nor do I use Zelle. These. Virtual Wallet with Performance Select Features and Fees. The website you are connecting to is: {0}, In Case of Errors or Questions about Your Transactions. Explore the options below to compare account benefits further. DO NOT check this box if you are using a public computer. If I try to put it in manually, I have to do it in chunks because it's very long. It has a simple fee structure and fee-free ATM access at PNC ATMs. You'll find the routing number in the lower left-hand . Bank deposit products and services provided by PNC Bank, National Association. There is no inactivity fee, but the PNC SmartAccess card will charge $10 to refund the card balance if the card is canceled. Visa Global Privacy Notice. You may earn a $400 reward if you open and use a new Virtual Wallet with Performance Select, a $200 reward if you open and use a new Virtual Wallet with Performance Spend, or a $50 reward if you open and use a new Virtual Wallet. Low Cash Mode. Your wireless carrier may charge you standard text message rates. Bank deposit products and services provided by PNC Bank, National Association. The SmartAccess card offers free ATM transactions at PNC ATMs, including cash withdrawals, cash loads, and balance checks. Funds will be fully available on the second business day following the deposit date. PNC has consistently earned an outstanding Community Reinvestment Act rating since those examinations began more than 40 years ago. Email and text alert notifications for certain card activity. Direct Deposit For Virtual Wallet with Performance Select accounts eligible for inclusion in the $25,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. Both the Foundation Checking and PNC SmartAccess Prepaid Visa Card accounts meet the Bank On National Account Standards developed to ensure expanded access to safe and appropriate financial products and services to the almost 36 million people in the United States who are outside of the mainstream financial system. 2023 The PNC Financial Services Group, Inc. All rights reserved. When you swipe your card at a merchant, request cash back after putting in your PIN. Data is accurate as of Feb. 22, 2023, and is subject to change. A nominal $5 monthly service charge is waived for customers aged 62 or older. Prepaid Debit Card vs. Credit Card Whats the Better Choice? If the recipient has not enrolled, the payment will expire after 14 calendar days. to find out what the ATM withdrawal limit is on a calendar day. For more general questions, visit our Answers section. And FREE to withdraw from any PNC ATM or Branch, however, I do not like the fee for none- PNC ATMs or to add money at a none-PNC Branch. Instead, you can use the ATM to generate a one-time access code that will be sent to your phone via text message. Touch device users, explore by touch or with swipe gestures. (412) 762-4550 The PNC SmartAccess Prepaid Visa is a no-frills card. With the PNC SmartAccess Mobile App[2], access your card information right from your fingertips. (205) 297-3000 its the corporate office in Alabama. Spend, save and grow your money with Virtual Wallet. More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Select, may be considered in the combined average monthly balance relationship. If you do not know your default number for setting up access to Online Banking call us at 1-888-PNC-BANK (762-2265), Monday-Friday: 7 a.m.-10 p.m. Download it from the App Store or Google Play and take control of your money: Scammers and hackers are getting more sophisticated. PNC Bank is a Member FDIC. Please refer to thePNC SmartAccess Terms and Conditionsfor details. However, the amount of cash you can access via an ATM in total may have a cap. At no extra cost, you get two additional accounts. PNC is one of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. Our mission is to provide the possible best answers for your questions. Helping you manage your financial life. Spend is your primary checking account. PNC Bank, N.A., is a member of The PNC Financial Services Group, Inc. (NYSE: PNC). Wells Fargo is a Member FDIC. Bank deposit products and services provided by PNC Bank, National . Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Every time I call PNC SmartAccess customer service I always get greeted with excellent customer service, they are always so helpful, knowledge, and kind. Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Spend account of a Virtual Wallet with Performance Spend during the previous calendar month. Copyright 2023 PNC Bank . Read a summary of privacy rights for California residentswhich outlines the types of information we collect, and how and why we use that information. Advertiser Disclosure: This site may be compensated in exchange for your clicking on links posted on this website. )Wish the pending amount was reflected in the available balance,I'd like to know what I have left at-a-glance vs having to add up a bunch of pending transactions on the fly. Electronic deposits made into this account totaling $500 or more. Sign up for our daily newsletter for the latest financial news and trending topics. (412) 762-4550 Worse still, if you don't notice it didn't read the amount right, you have to wait for the deposit to be declined just to be able to take it to the bank to have it deposited (for me that means a 30 minute drive each way). is pleased to announce it is the first bank to offer two products that meet the Cities for Financial Empowerment Fund (CFE Fund)'s Bank On national certification.. Member FDIC In Case of Errors or Questions about Your Transactions Editor's Note: APYs listed in this article are up-to-date as of the time of publication. Avoid Carrying Cash Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer. "We are committed to providing banking services for customers who may not have had access to traditional checking or savings accounts in the past," said Bonnie Wikert, head of PNC's Retail Segments and Deposits. Its great for the no fees but its impossible to deal with them.Someone could have a direct deposit and if they decide to close your account your stuck . They suck you put money in and can never take it out they had my money for a year but they can take money out anytime they want I will never do business with them anymore. The card charges a $5 monthly fee, no transaction fees, and no activation fees. Yes, there's limits with deposits, withdrawals and you can only spend $2,500 a day but I go no where near that and I live paycheck to paycheck so again this is an excellent card, and it's a good choice for people who are simple, in chexsystems or ews, need a reliable card with a great bank, teens, or even people getting there foot in the door for a first time card holder, or having a bank account. Please consult your tax adviser regarding your specific situation. Direct Deposit Enrollment New Request Change Request . This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Apply for Checking. Safety starts with understanding how developers collect and share your data. Received prepaid card without asking for it. It lacks some features that users might find important, however. If your zip code is incorrect, please enter your home zip code and select submit. Trust, Estate and other specialty titled accounts are excluded from this offer. Called to ask if i have to return if I don't want and won't activate, but waited 20 minutes on hold. Best at Bank of America: Bank of America Advantage Plus Banking. Zelleis available to almost anyone with a bank account in the U.S. The fees are competitive. . June 20, 2022 @gotohell. Offer may be extended, modified or discontinued at any time and may vary by market. In 2006, PNC introduced remote deposit for business customers. It's a prepaid Visa, and it's just like a regular debit card except you can't overdraft, and it's not linked to a checking account. Thank you . Get ideas for your 20s through your 70s and beyond. You can transfer money online from a bank account for free. Apply online for the Virtual Wallet product that is right for you. Like I said; I have a checking account so, I love this option and every time I walk into PNC to upload money it's FREE! Information about the PNC Bank Virtual Wallet has been collected independently by Select and has not been reviewed or provided by the bank prior to publication. Ok, my card was about to expire in 2 days, so I'm like let's give them a call because I haven't received a new card. 3. The card works perfectly for me. Keep in mind that this may not be a permanent solution, though it can help if youre traveling or planning a major one-time cash purchase. The card is my favorite. Standard Availability. The PNC SmartAccess Prepaid Visa Card is issued by PNC Bank, which has branch and ATM locations in 19 states. For a prepaid card, the SmartAccess is very modern, and I love how I have access 24/7 on the mobile app is well, the app is great and works well to no issues that I have encountered. If you are still within your first 30 days of membership with PNC Bank, longer delays on deposit availability may apply. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. (412) 762-4550 There was an unknown error. For online or phone origination, the Zip code of your primary address will be used to determine product availability. Have $500 in qualifying direct deposits in a linked Spend account of a Virtual Wallet during the previous calendar month. media.relations@pnc.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Start the conversation with a PNC Mortgage loan officer. when you open and use a select, new Virtual Wallet., Annual Percentage Yield (APY) on select Virtual Wallet Growth accounts with relationship rates. Is PNC smart access a checking account?Aug 3, 2019You can open a PNC SmartAccess Card for free, although a $25 minimum deposit is required. If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Virtual Wallet Growth account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change. Let me pay my bills and don't let anything bounce. However, third party message and data rates may apply. PNC's mobile deposit, which can be used by any customer with access to PNC Online Banking and an eligible deposit account, allows customers to make deposits anywhere at any time. ONLINE BANKS: What Are They and Are They Right for You? PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. Visais a registered trademark of Visa International Service Association and used under license. I am a regular PNC customer I can do the same as everyone else. Again, PNC reserves the right to set it based on your banking relationship with them. Member FDIC. Although PNC does not charge for these payments, your biller may. No-Fee Cash Withdrawals. Start the conversation with a PNC Mortgage loan officer. [7], Pay Bills* In order to qualify for a Relationship Rate, you must have a linked Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet and meet one of the following requirements: (A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. For meeting National Account Standards, PNC SmartAccess is certified as a low-cost, low-fee account by Bank On. 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