And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! Limits apply. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. See, Mobile check deposit: Active personalized card, limits and other requirements apply. How And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your, make the security deposit online with a debit card, free of charge, or with cash at any participating. Overdrafts are paid at our discretion. The Green Dot customer service phone number is (866) 795-7597. Jan 25, 2021. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your online account. 2.00% Annual Percentage Yield (APY) as of October 2022. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. You may want to hire a professional before making any decision. Visit GreenDot.com today. All checks are subject to approval for funding in Ingo Moneys sole discretion. Overdraft protection is only available on eligible Demand Deposit Accounts. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Learn more at, https://www.fdic.gov/regulations/resources/rates/, https://www.ingomoney.com/partners/greendot-terms-conditions/, https://ingomoneyapp.com/terms-conditions/, https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf, See Account Agreement for terms and conditions. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Bureaus. * When on a desktop, hover over * to view important disclosures. Green Card. Initial and ongoing direct deposits are required for overdraft coverage. Overdrafts are paid at our discretion. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Alternatively, you can contact Green Dot customer service via mail. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. Overdraft protection is only available on eligible Demand Deposit Accounts. For cards purchased at participating Dollar Tree locations, 2.00% Annual Percentage Yield. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. Activated, chip-enabled GO2bank card required to purchase eGift Cards. Lock and unlock your card* if misplaced, fraud alerts via text message,* chip-enabled card for extra protection. Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating read full answerretail store for $4.95 after your card arrived. There is no penalty interest rate and the card comes with a low APR of . for a New Line of Credit, Cards As such, the availability or timing of early direct deposit of your federal tax refund may vary. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. However, you can apply for the Go2Bank Secured Credit Card, instead. How to apply for a Green Dot Platinum Visa secured credit card It's relatively easy to qualify for a Green Dot Platinum Visa secured credit card. It's fast and easy to compare card offers by the criteria you require. to Get Your First Credit Card, Credit Hire the best financial advisor for your needs. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. All of these cards do come with annual fees, so remember to make sure you understand what these are. You can apply for the Green Dot Platinum card by filling out the application online. All Credit Cards, Personal Editorial and user-generated content is not provided, reviewed or endorsed by any company. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. You're . Your wireless carrier may charge a fee for data usage. Green Dot Bank also operates as GoBank and Bonneville Bank. A $15 fee may apply to each eligible purchase transaction that brings your account negative. 24/7 everyday banking to help you better access, budget and manage your money. A $15 fee may apply to each eligible purchase transaction that brings your account negative. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Once you're ready to cancel the card, you'll need to call the customer service number on the back of your card as this number can vary depending on the Green Dot card you have. APY may change before or after you open an account. You can put down anything from $200 to $5,000. See Deposit Account Agreement (PDF) for terms and conditions. Reviews, Rent Take a look at key privileges of this card: Built-in contactless technology to make quick and secure payments at retail outlets The Green Dot Platinum Visa is a secured credit card, which means you aren't subject to a traditional credit check. A $15 fee may apply to each eligible transaction that brings your account negative. No monthly fees* Free ATM Network* Get your pay up to 2 days early* Overdraft protection up to $200 with opt-in and eligible direct deposits* Earn up to 7% instant cash back Overdraft protection is only available on eligible Demand Deposit Accounts. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Keep an eye on your inboxwell be sending over your first message soon. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. to maintain accurate information. SimplyCash Preferred Card from American Express. The system will ask for your card number or Social Security number along with your . Limits apply. Limits apply. Prompt notice is required. Your Credit, Monitoring SeeAccount Agreementfor details. to Credit, Building Activated, chip-enabled GO2bank card required to purchase eGift Cards. However, all credit card information is presented without warranty. Once approved, your card should arrive in 7-10 business days. This question is about GO2bank Credit Cards. Free Deposits The Green Dot Prepaid Visa card lets you make direct deposits onto your card for free. SeeDeposit Account Agreement (PDF)for terms and conditions. Visit, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. Fees on your primary deposit account may reduce earnings on your savings account. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. Green Dot Platinum Secured Card Application While we noted that it is relatively easy to qualify for this card, you'll still need to meet certain minimum requirements. 2023 Green Dot Corporation. Additional criteria may apply which can affect your eligibility and your overdraft coverage. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. @scott_ack 09/02/20 This answer was first published on 09/02/20. Account must be in good standing and chip-enabled debit card activated to opt-in. Do Not Sell or Share My Personal Information. Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. You have to: Be at least 18 years old Have a verifiable physical U.S. home address Pay a security deposit Provide: Your Name Address Date of Birth Social Security number visit GreenDot.com/DollarTreeTaxReward, Green Dot offers 3 cards to shop, save, send money and more. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. 4.50% Annual Percentage Yield (APY) as of January 2023. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. . Enter your cell phone number and well send you a link to install the WalletHub app. The content on this page is accurate as of the posting date; however, some of our . Apply only if you have enough money to fund the necessary security deposit as it will be needed before you can be approved. Credit card must be active. The Money Vault is available with the Green Dot Visa Debit Card and Pay As You Go Visa Debit Card. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. Box 9206 Old Bethpage, NY 11804-9201. We are committed to being fully transparent with our readers. As such, early direct deposit availability may vary from pay period to pay period. Platinum.GreenDot.com/Activate Instructions Acquire a GreenDot Platinum card Wait for it to arrive in the mail Once arrived visit platinum.greendot.com/activate Follow the on-screen instructions to activate the card One activated the GreenDot Platinum card will be immediately available for use. & Utility ReportingBuild It, Identity Like every other card on this list, the Green Dot primor Visa Classic Secured Credit Card doesnt require a credit history or credit check. Learn more (Overdraft Protection PDF)., Opt-in required. Go to Settings, Manage Card. 2.00% Annual Percentage Yield (APY) as of October 2022. The offers that appear on this site are from companies from which CreditCards.com receives compensation. * See the online bank credit card application for details about terms and conditions of offers. Overdrafts are paid at our discretion. About Credit Cards, Credit APY may change before or after you open an account. As such, early direct deposit availability may vary from pay period to pay period. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. You can make your monthly payments at any participating retailer. Green Dot Bank also operates as GoBank and Bonneville Bank. We are committed to being fully transparent with our readers. APY may change before or after you open an account. Accounts, How to Repair Your To register your Green Dot card you need to go to the Green Dot website (GreenDot.com) and click on the "Register Card" box in the top right-hand corner of the page. 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